Auto Insurance

We at MSG Personal Lines Agency, LLC understand and respect the success necessary to acquire the finest automobiles in the world. That being said when a loss occurs to a "one-of-a-kind" we offer, "one of kind” coverage to assure you are your automobile are protected. The following are some key coverage advantages our carriers offer:

Worldwide coverage

Most auto insurance policies limit coverage to accidents that happen in the US and its territories. Our carriers have the capability to provide coverage no matter where your travels take you provided the local government recognizes the coverage.

Agreed value

The value is already predetermined at inception of coverage for your vehicle(s). If a total loss occurs, you’ll receive that agreed-upon amount, regardless of market depreciation.

New vehicle replacement

If a new vehicle is "totaled” within three years of its purchase, you can opt to receive the agreed value; replace it with a vehicle of the same year, make and model; or receive a new vehicle of the same make and like model—including hybrids or alternate fuel editions.

Waiver of deductible

If your car is damaged beyond repair, your deductible will be waived.

Transportation expense

You can be reimbursed, with no per-day limit, for the costs to rent a vehicle while yours is being repaired. You have the option to rent a car of comparable value as well.

Emergency living expenses

If your car breaks down or you’re in an accident far from home, you can be reimbursed for lodging and related expenses.

Exotic / Collector Cars

Weather you own 1 Collector Car or are an avid collector our firm and carriers possess the expertise that will benefit you with exceptional coverage and service such as:

  • Appraiser and restoration referrals- Take advantage of our network of specialists—including appraisers, car transport companies and vintage vehicle restorers—to help maintain the value of your collection.
  • Transit and storage consultation-We can advise on the proper design and maintenance of your storage facility as well as use state-of-the-art technology to detect potential hazards. We also can counsel you on the best methods to move your collection from one location to another.
  • Risk assessment-Is there a disaster plan in place at your storage facility? We can facilitate a comprehensive vulnerability assessment to identify factors that could threaten your vehicles and recommend steps you can take to safeguard them.