High-Value Vehicles, Watercraft, Private Aviation
High-Value Vehicles
You have a talent for building wealth. And maybe a passion for one-of-a-kind exotic cars. Naturally, your assets deserve something more than a cookie-cutter policy. We’re proud of how we protect high-value assets. Our custom “one-of-a-kind” policies mean the most beautiful cars in the world will be protected.
Worldwide Coverage
Most auto policies limit coverage to accidents in the US and its territories. Our carriers can provide coverage no matter where you travel, provided the local government honors the coverage.
Agreed Value
Your car’s value is set when your coverage begins. Should you experience total loss, you’ll receive that amount, regardless of depreciation.
New-Car Replacement
If a new car is totaled within three years of purchase, you’ll have three options for replacement.
Deductible Waiver
If your car is damaged beyond repair, the deductible will be waived.
Transportation Expense
You’ll be reimbursed, with no “per-day limit,” for the costs to rent a car while yours is being repaired.
Emergency Living Expenses
If your car breaks down, or you’re in an accident far from home, you can be reimbursed for lodging and related expenses.
Exotic/Collector Cars
Weather you own one exotic car or several, our partner carriers offer exceptional coverage that includes appraiser and restoration referrals; transit and storage consultation; and risk assessment to identify threats and recommend safeguards.
Watercraft
We don’t sell policies. We provide solutions. This is especially true for elite watercraft. In the U.S. or abroad, whether you own a weekend boat or a yacht, you want to enjoy it on your terms. Yet, standard watercraft policies may limit where you can travel and when. At MSGPLA, we’re interested in global, total-account solutions, and all-risk coverage. Our watercraft-policy carriers insure virtually every type of risk for all boat sizes. They offer the broadest terms to cover you, your guests, captain, and crew.
Worldwide Navigation
We can insure pre-defined, or worldwide, navigational limits based on cruising plans.
Custom Property Coverage
Our coverage is 360. We can insure a yacht, as well as personal property within it, such as tenders, fine art, and furnishings at lower deductibles.
Protection and Indemnity (P&I)
We make sure you’re covered for damages related to bodily injury or property damage. Your legal defense costs are covered above and beyond P&I policy limits.
Additional Watercraft Resources
Beyond your policy, there’s much you can do to stay informed about potential hazards. For instance, we can help you prepare for hurricanes so you minimize loss. We can advise on safe harbor, dry-dock, and repair experts. We’re happy to share our library on yacht safety and security, for when you’re docked and at sea. In a word, information and education can help you mange risk proactively. Find out more.
Private Avation
The modern age means anyone with the right resources can own a plane. Whether you fly on weekends, or run a firm with a modest fleet, your policy’s fine print is most relevant when accidents happen.
“Private aviation” is a broad term that touches private ownership, private charters, and fractional ownership. Keep in mind that coverage in this category sounds and reads differently than typical policies for homes, cars, and other elite assets.
For us, a first step is finding potential liability exposures. We then determine what coverages could be extended from your “Commercial Aviation” policy, what’s missing, and who’s covered.
Finding the right underwriters is paramount. Once we explore your flying profile, we’ll investigate the market, and negotiate ideal coverage and best terms for your particular exposures. We can then better help you manage and mitigate risk.
Life happens.
Give us a call to learn about coverage terms and limits, competitive premiums, and more.